Category: Health Insurance

Open enrollment for health insurance is now underway, and the key to getting coverage is understanding the terms of your plan. You’ll want to know what a deductible is and how it affects your healthcare costs. Understanding co-pays, coinsurance, and out-of-pocket maximums is also essential—not only because they’re crucial to managing medical costs but because […]

Health insurance is a critical aspect of personal and family responsibility. Such benefits fall under the Federal Employee Health Benefits Program for federal employees. Under this program, the Office of Personnel Management (OPM) contracts with various private health insurance carriers to provide coverage to federal employees, retirees, and their families. Each year, the OPM announces […]

Statista reveals as of 2021, over 200 million people in the US had health insurance. Health insurance is undeniably one of the most significant monthly expenses for Americans. The current sharp spike in the cost of living has led many consumers to wonder whether they can reduce their costs through tax breaks on their monthly health insurance […]

As we have been faced with a global pandemic for over a year, several countries now have COVID-19 vaccination programs in full gear. In the United States, we are vaccinating about 4 million persons a day. The two primary vaccines currently being used are the Pfizer BioNTech (Pfizer) and the Moderna vaccines. Understandably, the level […]

One of the questions on the mind of most health insurance policyholders is how much health insurance brokers make per policy. Before taking your cove, you may not be sure if you will be paying the brokerage fee alongside your premium or if the broker will bill you separately for his brokerage service charges. We […]

There is so much that goes into starting and growing a small business. One concern that many employers have is the health insurance plan. Getting insurance through a company is one of the most common ways a person can pay for medical care. An estimated 156,199,800 people in the United States have employer-sponsored health insurance. Many people […]

Medical preventative care is vital for everyone, but it is even more so for older adults. The reason being, as you get older, your body becomes susceptible to health problems, which predispose you to conditions such as blood pressure, respiratory diseases, Alzheimer’s, osteoporosis, and so on.  Thankfully, more seniors are living longer and healthier lives, […]

The biggest vaccine rollout in history is underway. More than 192 million COVID-19 vaccine jabs have been administered so far in the US (as of April 14, 2021), and the campaign is only gaining momentum. After what most dubbed as the worst year in recent memory, there finally seems to be light at the end […]

The Healthcare Marketplace Special Enrollment Period (SEP) has been modified because of an executive order signed by President Biden.  On March 23 it was announced that the Centers for Medicare & Medicaid Services (CMS) will be extending the SEP by three months to give consumers more time to purchase coverage. The SEP began on February […]