Introduction The Affordable Care Act became law more than a decade ago. Its purpose was, and is, to make health insurance more affordable to more people. One way was to enable households whose earnings are between 100% and 400% of the Federal Poverty Level (FPL) to claim premium tax credits in order to lower their […]

Legal Immigrants and Health Insurance Legal immigrants to the United States have a right to health care insurance. We will discuss this comment in the article without getting into the politics  or the emotional aspects associated with all those who are fleeing from dangers in their own country. People come to America for many reasons […]

It’s been months since President Biden signed the American Rescue Plan Act (ARPA) into law. The $1.9 trillion package relieves millions of families, schools, businesses, local and state governments struggling amid the pandemic. The catch, though, it’s temporary – lasting only up to the 2022 plan year. Hopefully, you’re leveraging the increased financial assistance. If […]

As of 2019, about 92 percent of people in the U.S. had some form of health insurance. However, when life changes unexpectedly, you may need to modify your health insurance plan to ensure it suits your needs and circumstances. The good news is that you do not have to wait for the Open Enrollment Period […]

Medicare was first launched in 1965 and is a federal healthcare insurance program initially offered to people aged 65+. In 1972, this program was revised to include people with long-term disabilities and kidney failure but are below the 65-year threshold. Currently, Medicare has more than 44 million beneficiaries, which roughly translates to 15% of the […]