Month: July 2021

The Affordable Care Act and The Family Glitch

Introduction The Affordable Care Act became law more than a decade ago. Its purpose was, and is, to make health insurance more affordable to more people. One way was to enable households whose earnings are between 100% and 400% of the Federal Poverty Level (FPL) to claim premium tax credits in order to lower their […]
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The Enhanced Premium Tax Credits are Substantial

It’s been months since President Biden signed the American Rescue Plan Act (ARPA) into law. The $1.9 trillion package relieves millions of families, schools, businesses, local and state governments struggling amid the pandemic. The catch, though, it’s temporary – lasting only up to the 2022 plan year. Hopefully, you’re leveraging the increased financial assistance. If […]
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Medicare Plans Coverage: All You Need to Know

Medicare was first launched in 1965 and is a federal healthcare insurance program initially offered to people aged 65+. In 1972, this program was revised to include people with long-term disabilities and kidney failure but are below the 65-year threshold. Currently, Medicare has more than 44 million beneficiaries, which roughly translates to 15% of the […]
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