Critical Illness Insurance with Healthcare Solutions Team

Critical Illness Insurance with Healthcare Solutions Team

When faced with a life-threatening, critical, or terminal illness, your mind may immediately jump to the loved ones you’ll leave behind. Whether you’re a parent, a caregiver, or just a beloved child or friend, a death can present a financial burden on top of the trauma of loss.

Investing in a life or critical illness insurance policy can ease this burden. By providing proper protection for those you love, you can help to carve out a bright future even after you’re gone. Healthcare Solutions Team will get to know your situation and needs one-on-one in order to match you with the perfect policy.

What is critical illness insurance? 

An unexpected death or serious illness can produce extremely high, unplanned-for expenses. In the event of medical emergencies like strokes, heart attacks, or a cancer diagnoses, critical illness insurance can help with the difference between what traditional health insurance pays for and what you can afford.

Like most policies, a critical illness insurance coverage plan is one that you will hope to never need. But in the event of an emergency, you can rest assured that you won’t leave the hospital or your family with an insurmountable debt. Less expensive than other plans, this insurance requires a small investment to secure you a larger budget when you need it most.

What does critical illness insurance help pay for? 

Investment in a critical illness insurance policy will give you more than just peace of mind. When necessary, your policy will entitle you to cash payouts that can be used for the costs associated with loss that standard health insurance does not provide.

With this money, you’ll be able to help cover the cost of:

  • In-home care for recovery
  • Travel expenses related to treatment
  • Deductibles for other insurance policies
  • Childcare

The last thing you need in a health emergency is to realize that you’re not as protected as you thought you were. Critical illness insurance fills the gaps in your existing policy.

What companies do Healthcare Solutions Team policies work with?

Healthcare Solutions Team is owned by Allstate, but is dedicated to providing unmatched service and coverage to customers under a wide variety of major carriers. If you are receiving coverage from…

  • Manhattan Life
  • Mutual of Omaha
  • United Healthcare
  • Aetna
  • Blue Cross Blue Shield
  • Humana One

…you are being protected by one of Healthcare Solutions Team’s many partners! Don’t see your carrier listed? Don’t worry — HST offers more than a thousand plan variations from more than fifty of the nation’s top carriers. Contact an agent today and find out how we can connect you with the perfect plan for your needs.

Healthcare Solutions Team

Healthcare Solutions Team has over 2,700 agents on our roster. Each one comes with smiles and expertise, giving you a personal, one-on-one policy selection experience.

Did you know that even within critical illness insurance, there are dozens of different plans to choose from? Navigating legal jargon and interpreting insurance-speak can be tough, because that’s not your job! Our agents are ready to do theirs so that you can leave with proper protection and confidence.

Our Universal Life plan provides unbeatable coverage, while our Final Expense-Burial Insurance protects against your relatives breaking the bank to plan a worthy funeral. No matter what kind of insurance you need, we’ve got you covered.

When it comes to securing your future, there’s no time like the present. Visit us on the web at or contact us today to be connected with an agent. Peace of mind is within reach — all it takes is the perfect policy. With Healthcare Solutions Team, it’s possible.

Healthcare Solutions Team is a wholly owned subsidiary of the National General Insurance Group and the Allstate Insurance Company.